News & Resources

Stamp duty rule changes

What could the shake-up mean for you?

A shake-up of the stamp duty rules took effect on 1 April 2016 in relation to anyone owning more than one residential property – this will affect those buyers funding the purchase of a new home with the sale of an existing home: if their buyer pulls out but they still want to go ahead – perhaps by using a bridging loan – they will be liable for the stamp duty surcharge because … Read the rest

Success guaranteed for some first-time buyers

Could a 'guarantor mortgage' help you get your first home? This arrangement means a third party guarantees the borrower's repayments, providing additional security to the lender who may advance a larger amount.

Mortgages and the Self-Employed

Borrowing to finance a property purchase has become more difficult recently, and if you are self-employed you may find it harder still. A few things to bear in mind before you approach lenders.

Equity release Dos and don’ts

Are you one of the many who are ‘house rich’ but cash poor? As more battle to get by, the popularity of equity release is sure to continue to grow, but there are many implications that need to be considered.