Our Services

Financial services we offer


We offer financial planning advice following a number of careful steps that help you take a “big picture” look at where you are financially. Using these steps, we can work out where you are now, what you may need in the future and what you must do to reach your goals.

The process involves gathering relevant financial information, setting life goals, examining your current financial status and coming up with a strategy or plan for how you can meet your goals given your current situation and future plans.

Financial planning provides direction and meaning to your financial decisions. It allows you to understand how each financial decision you make affects other areas of your finances. For example, buying a particular investment product might help you pay off your mortgage faster or it might delay your retirement significantly.

By viewing each financial decision as part of a whole, you can consider its short and long-term effects on your life goals. You can also adapt more easily to life changes and feel more secure that your goals are on track.

Please feel free to click on the links to the left for a brief overview of the areas we advise on or simply call to arrange a free initial consultation.

We have also established Holder & Combes Accounting, an ACCA registered accountancy, tax and business advisory firm to provide high-quality, personalised services for our financial planning clients.

Please visit https://holderandcombesaccounting.co.uk for more information.

No guarantee can be given that the information provided is accurate in the present or the future. It is not intended to constitute either a statement of applicable law or financial advice, and responsibility cannot be accepted for any subsequent loss following activity or inactivity by any individual or organisation. Indeed, such information should NOT be acted upon without first receiving appropriate and specific professional advice.